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Note: Credit card payments add a 2.85% processing fee. You can pay by electronic check (called ACH/eCheck), which is free. In order to pay by ACH/E-Check, you must enable PLAID, a security measure connecting your banking information securely to ShulCloud. If you have setup PLAID before, then the setup for Machar is instantaneous. Otherwise, this setup process takes 1 - 3 days.